“Over-Indebtedness and Its Impact on Credit Risk in Peruvian Microfinance Institutions: Cajas Municipales de Ahorro Y Crédito 2016-2019”. Contabilidad Y Negocios, vol. 16, no. 32, Dec. 2021, pp. 78-90, https://doi.org/10.18800/contabilidad.202102.005.