Legal Aspects of Electronic Money: Financial Inclusion Instrument. The Peruvian Model

Authors

  • Manuel Cipriano Pirgo Universidad Nacional de Trujillo

    Abogado de la Universidad Nacional de Trujillo. Egresado de la Maestría en Derecho Internacional Económico de la PUCP. Con Postgrado en Derecho y Gestión de las Telecomunicaciones en la Universidad Externado de Colombia y Universidad Andina Simón Bolívar de Ecuador. Trabajó en el Ministerio de Transportes y Comunicaciones en las áreas de regulación y telecomunicaciones.
    Actualmente es consultor en telecomunicaciones y miembro del Consejo Directivo del OSIPTEL.

Keywords:

Electronic money, Financial inclusion, Electronic-banking, Mobile-banking, Near Field Communication, Companies Issuing Electronic Money, Model Peru

Abstract

In the first part, the background of electronic money is explained, then it provides a detailed account of how it has evolved in Africa, where there has been a huge success, given the advantages and applications it has, and how it has been working. Elsewhere, other models of electronic money that are emerging in the world, such as Google Wallet, Apple Pay, and experiences in Peru as Wanda and Your Mobile Money.
In the third part, some aspects of the recent regulation of electronic money in Peru are required by Act No. 29985, which regulates the basic characteristics of electronic money. Finally, it details the recent proposal that ASBANC has been working on through the Model Peru, as well as technological and regulatory risks that still must be faced.

Downloads

Download data is not yet available.

Downloads

Published

2015-09-20

How to Cite

Cipriano Pirgo, M. (2015). Legal Aspects of Electronic Money: Financial Inclusion Instrument. The Peruvian Model. Derecho & Sociedad, (45), 255–261. Retrieved from https://revistas.pucp.edu.pe/index.php/derechoysociedad/article/view/15243

Issue

No. 45 (2015)

Section

Derecho Regulatorio e Inversión Privada

License

Copyright (c) 2016 Derecho & Sociedad

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.